WalletConnect Is Powering the Future of Stablecoin Payments

Stablecoins are no longer a niche innovation; they’re the backbone of the modern onchain economy. As digital dollars replace traditional rails across regions and use cases, one network is quietly enabling this transformation at scale: WalletConnect.

From cross-border payments to B2B settlements, WalletConnect is the infrastructure layer connecting wallets, apps, and blockchains around the world. It’s not just enabling stablecoin adoption, it’s making it usable.

Why Stablecoins Matter Now

Stablecoins have become the default payment layer for onchain finance. They’re programmable, always-on, and significantly more cost-efficient than legacy systems. But until recently, fragmented user experiences and poor interoperability slowed their growth.

That’s changing fast:

  • Over 72% of payments-related traffic across WalletConnect is now settled in dollar-denominated stablecoins
  • USDC leads retail payments across chains like Base and Polygon
  • USDT dominates institutional flows, especially in Asia and Latin America, thanks to its liquidity on centralized exchanges

As stablecoins mature into global infrastructure, they’re powering everything from remittances to retail, payroll to peer-to-peer.

A New Foundation for the Financial Internet

WalletConnect is a chain-agnostic protocol that connects wallets and applications across ecosystems, from Ethereum and Solana to Bitcoin and Cosmos. It supports millions of daily interactions with end-to-end encryption, seamless UX, and no single point of failure.

Its infrastructure has become essential to stablecoin flows by:

  • Supporting over 300+ million secure wallet-to-app connections
  • Powering stablecoin activity across 700+ wallets and 70,000+ apps
  • Enabling apps to embed multichain stablecoin payments directly into their user journeys
  • Billions of dollars of stablecoins moved through the WalletConnect weekly.

By focusing on interoperability, latency, and user privacy, WalletConnect is unlocking real-world utility for stablecoins at a global scale.

The Stablecoin Shift Is Global

Across regions, WalletConnect is driving stablecoin adoption in markets that need it most:

  • Latin America: In corridors like Brazil–U.S, onchain B2B payments reduce settlement times from 5 days to minutes
  • Africa: Platforms like Yellow Card are using stablecoin rails to lower remittance fees to under 3%
  • Asia: USDT dominates institutional flows, especially in Asia

The result: an increasingly interoperable, localized, and real-time payment landscape, all stitched together by WalletConnect.

Traditional finance and global platforms are adopting WalletConnect to power crypto payments and stablecoin transactions at scale.

Stripe, Shopify, Chase, and Square all rely on WalletConnect as embedded infrastructure for connecting wallets and enabling seamless stablecoin checkout.

Whenever or wherever a user pays, WalletConnect is already there, powering instant, secure wallet connections across any chain. No copy-pasting, no searching for providers. A single QR code connects 700+ wallets in seconds.

Just like Visa defined trust in card payments, WalletConnect is becoming the universal layer for onchain payments. WalletConnect logo is everywhere onchain and is now already appearing across checkout flows in retail, fintech, and banking.

WalletConnect is routing billions of dollars each week, and with leading TradFi institutions going onchain, that number is accelerating fast. Stablecoin settlement at scale is no longer a theory. It’s live, global, and growing. WalletConnect is already ahead.

Stablecoins Are Reshaping Onchain Finance

Payments are now the second most common activity in onchain usage, overtaking staking and yield farming in user preference, as found in “The State of Onchain Payments” report by Reown. And younger users are leading the charge:

  • 51% of users aged 18–34 now hold stablecoins
  • 38% of all crypto users prioritize stablecoins over speculative assets like SOL or AVAX

Stablecoins are no longer about volatility hedging; they’re about real-world utility:

  • Paying contractors across borders
  • Settling e-commerce transactions instantly
  • Saving and spending in economies with currency risk

And in each of these flows, WalletConnect is the connectivity layer for the financial internet, making them seamless.

The GENIUS Act: A Catalyst for Stablecoin Growth and WalletConnect Adoption

The GENIUS Act, recently passed in the United States, marks a turning point for onchain finance. It introduces the first federal framework for payment stablecoins, giving banks, fintechs, and apps the legal clarity to issue and use them at scale. This regulatory certainty unlocks new institutional momentum, accelerates product development, and signals mainstream validation of stablecoin infrastructure. For WalletConnect, the impact is direct. As more regulated entities move into the stablecoin space, they’ll need secure, chain-agnostic rails to power these payments across wallets and apps. WalletConnect is already that connective layer, battle-tested, decentralized, and ready to meet the moment.

Built for Scale. Designed for the Next Billion Users.

To truly power the next era of finance, stablecoin payments must match or surpass traditional payment experiences. That means:

  • Chain-agnostic architecture
  • Frictionless wallet interoperability
  • End-to-end encrypted communication
  • Real-time UX that meets global latency demands

WalletConnect delivers all of this, and it’s evolving further. With its path to full decentralization underway, the network is becoming even more secure, resilient, and permissionless.

The Bottom Line

Stablecoins are moving from margin to mainstream, and WalletConnect is how they flow.

Whether it’s a freelancer in Brazil, a merchant in Nigeria, or a consumer in the Philippines, users now expect digital payments to be instant, stable, and easy. The infrastructure to deliver that experience already exists. It’s running quietly behind the scenes, powering billions in value across chains.

That infrastructure is WalletConnect.