WalletConnect

WALLETCONNECT PAY

Terms & Conditions of Use

Effective Date 23 April 2026 | Version 1.0


These Network Conditions of Use ("Conditions") govern access to and use of WalletConnect Pay Network operated by Reown Inc. and its affiliates and certain partners. Please read them carefully before using the WalletConnect Pay Network.


Table of Contents

  • Part 1 — Definitions and Interpretation
  • Part 2 — Nature of the WalletConnect Pay Network
  • Part 3 — Acceptance, Amendments, and Termination
  • Part 4 — Contracting Entity, Governing Law, and Dispute Resolution
  • Part 5 — Privacy and Data Protection
  • Part 6 — Merchant Transit Account
  • Part 7 — Offramp Services
  • Part 8 — Fees and Net Settlement
  • Part 9A — Terms Specific to Merchants and Enabling Parties
  • Part 9B — Terms Specific to Buyers
  • Part 10 — Sanctions Compliance and Acceptable Use
  • Part 11 — Intellectual Property
  • Part 12 — Disclaimers and Limitation of Liability
  • Part 13 — Indemnification
  • Part 14 — General Provisions

Part 1 — Definitions and Interpretation

The following terms have the meanings set out below wherever they appear in these Conditions. Other terms are defined in context.

TermDefinition
"Buyer"Any individual who connects a digital wallet to the WalletConnect Pay Network to initiate payment transactions at a Merchant's point of sale or checkout, whether in-store or via ecommerce.
"Conditions"These Network Conditions of Use, as amended from time to time in accordance with Section 3.2.
"Enabling Party"Any Payment Service Provider, financial institution, platform operator, marketplace, or other intermediary that has integrated WCP on behalf of one or more Merchants or sub-merchants.
"Merchant"Any business entity that accepts payments through the WalletConnect Pay Network, including any Enabling Party that has integrated WCP on behalf of one or more Merchants or sub-merchants. Where an Enabling Party has accepted these Conditions on behalf of downstream Merchants or sub-merchants, the Enabling Party does so both in its own capacity and as principal, remaining responsible for ensuring its downstream Merchants and sub-merchants comply with these Conditions.
"Merchant Transit Account" or "MTA"The non-custodial digital wallet generated for a Merchant through the WCP platform to receive and temporarily hold crypto assets pending conversion or onward transfer, as further described in Section 6.
"Offramp Provider"A third-party entity engaged by a Merchant to convert crypto assets held in the Merchant's MTA into other crypto assets and/or fiat currency for delivery to the Merchant's designated wallet or bank account.
"Offramp Services"Crypto-to-fiat currency conversion and related fiat settlement services provided by an Offramp Provider to a Merchant.
"Privacy Policy"The privacy policy published at https://reown.com/privacy-policy, as updated from time to time.
"WalletConnect"Refers to the applicable entity set forth in Section 4.1.
"Sanctioned Party"Any individual or entity identified on the U.S. Treasury OFAC Specially Designated Nationals and Blocked Persons list, the EU Consolidated Sanctions List, the UK HM Treasury Consolidated Sanctions List, or any other applicable sanctions list maintained by a governmental authority.
"Supported Assets"The crypto assets and blockchain networks supported by WCP and the Offramp Provider(s).
"WCP" or "the Network"The WalletConnect Pay Network: the technical protocol, connectivity layer, and associated software infrastructure operated by WalletConnect that establishes connections between wallets, Merchants, and Enabling Parties, and associated interfaces and platforms.
"WCP Integration Agreement"The separate commercial agreement entered into between WCP and a Merchant or Enabling Party governing the terms of technical integration with the Network.
"WCP Transaction"Any payment instruction from a Buyer's wallet to a Merchant's point of sale or checkout system.

1.2 Interpretation. In these Conditions: (a) references to a "Section" are to sections of these Conditions; (b) the singular includes the plural and vice versa; (c) "including" means "including without limitation"; (d) headings are for convenience only and do not affect interpretation; (e) references to statutes or regulations include amendments and successor provisions.

Part 2 — Nature of the WalletConnect Pay Network

2.1 WCP is a Technical Infrastructure Layer

The WalletConnect Pay Network is a technical protocol and connectivity layer. WCP enables connections between wallets, Merchants, Enabling Parties, and merchant systems. It does not at any point:

  • accept, receive, hold, custody, or control crypto assets or fiat currency on behalf of any person;
  • transmit, transfer, or move funds;
  • convert, exchange, or swap crypto assets for fiat currency or other crypto assets;
  • act as an intermediary in the financial relationship between a Buyer and a Merchant;
  • determine, set, guarantee, or warrant exchange rates between crypto assets and fiat currencies;
  • take possession of funds at any stage of a WCP Transaction.

WCP enables the technical connection between parties who independently hold, custody, convert, and settle assets.

2.2 WCP is Not a Financial Services Provider

By virtue of providing the Network infrastructure described in Section 2.1, WCP does not constitute, and should not be construed as acting as, any of the following:

  • a money services business, money transmitter, or payment institution;
  • an electronic money institution or e-money issuer;
  • a virtual asset service provider (VASP) or crypto-asset service provider (CASP);
  • a broker, dealer, investment adviser, or financial intermediary;
  • a custodian or trustee of any assets;
  • a fiduciary to any Buyer, Merchant, or Enabling Party.

Nothing in these Conditions constitutes financial, investment, tax, accounting, or legal advice. Users are responsible for obtaining their own professional advice as needed.

2.3 Third-Party Services

WCP integrates with and depends upon independent third-party providers including wallet infrastructure providers, Offramp Providers, Enabling Parties, and blockchain networks. These third parties operate independently under their own terms and conditions. WCP is not responsible for the availability, performance, accuracy, or compliance of any third-party service or blockchain network. Each party that uses a third-party service does so subject to the applicable third-party terms.

2.4 Blockchain Network Limitations

WCP Transactions are executed on public or permissioned blockchain networks that operate independently of WCP. WCP has no ability to control, modify, reverse, or cancel confirmed on-chain transactions. Confirmed blockchain transactions are final and irreversible. Without limitation, WCP is not liable for:

  • network congestion, delays, or transaction failures attributable to blockchain network conditions;
  • blockchain protocol changes, forks, or upgrades that affect the functionality of Supported Assets or networks;
  • gas fees or similar network costs, which are variable and determined by the relevant blockchain network;
  • the security, continued operation, or decentralization of any blockchain network.

Part 3 — Acceptance, Amendments, and Termination

3.1 Agreement to These Conditions

By accessing or using the WalletConnect Pay Network — whether as a Buyer initiating a payment, a Merchant accepting payments, or an Enabling Party integrating WCP — you agree to be bound by these Conditions. For Merchants and Enabling Parties, agreement is formed upon execution of a WCP Integration Agreement, acceptance of these Conditions during onboarding to the WCP platform, or upon first technical use of the Network, whichever is earlier.

For Buyers, agreement is formed upon first use of WCP functionality within their wallet and/or to initiate a WCP Transaction.

If you do not agree to these Conditions, you must not use the Network.

3.2 Amendments

WCP reserves the right to amend these Conditions at any time. Unless stated otherwise, changes take effect immediately upon posting. In all cases, changes required by law or regulation, or made to address urgent security or operational concerns, take effect immediately upon posting.

Continued use of the Network after the effective date of any amendment constitutes acceptance of the amended Conditions. If you do not agree with any amendment, your sole recourse is to discontinue use of the Network. No other remedy or compensation is available in connection with an amendment to these Conditions.

3.3 Suspension and Termination by WCP

WCP reserves the right to suspend, restrict, or terminate any user's access to the Network at any time, with or without notice, in circumstances including but not limited to:

  • violation of any provision of these Conditions;
  • a requirement to do so under applicable law, regulation, court order, or regulatory direction;
  • a sanctions compliance trigger or match against an applicable Sanctions list;
  • conduct that poses a risk to the security, integrity, or reputation of the Network;
  • non-payment of applicable fees;
  • insolvency, dissolution, or cessation of business of a Merchant or Enabling Party.

Termination does not affect any accrued rights or obligations. Sections 2, 8, 11, 12, 13, and 14 survive termination of these Conditions.

3.4 Eligibility

Use of the WalletConnect Pay Network is permitted only to individuals who are legally permitted to do so in the applicable jurisdiction and who are not prohibited by any restrictions imposed by the applicable Merchant including, without limitation, any age restrictions. By accepting these Conditions, you represent and warrant that you meet the applicable eligibility requirements.

Part 4 — Contracting Entity, Governing Law, and Dispute Resolution

4.1 Contracting Entity

The entity with which you contract under these Conditions depends on your location:

Your LocationContracting Entity
Outside the European Economic Area (EEA)Reown Inc. d/b/a WalletConnect, a Delaware corporation
Within the European Economic Area (EEA)WalletConnect Ireland Limited, an Ireland limited company

References to "WCP," "we," "us," or "our" in these Conditions refer to the applicable contracting entity identified above.

4.2 Governing Law

Non-EEA users: These Conditions and any dispute arising out of or in connection with them shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of laws principles.

EEA users: These Conditions and any dispute arising out of or in connection with them shall be governed by and construed in accordance with the laws of Ireland and, where applicable, European Union law.

4.3 Dispute Resolution — Merchants and Enabling Parties

Binding Arbitration. Any dispute, controversy, or claim arising out of or relating to these Conditions, or the breach, termination, or invalidity thereof, shall be finally resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The place of arbitration shall be New York, New York. The language of the arbitration shall be English. The arbitral award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

Class Action Waiver. All disputes shall be resolved on an individual basis. You waive any right to bring or participate in any class, collective, representative, or multi-party action or proceeding. This waiver is a material term of these Conditions.

Small Claims Carveout. Notwithstanding the foregoing, either party may bring an individual action in a small claims court of competent jurisdiction for disputes within that court's jurisdictional limits.

4.4 Dispute Resolution — EEA Users

For users located in the EEA, nothing in these Conditions limits any mandatory rights available to consumers under applicable EU or Irish law, including rights under the EU Online Dispute Resolution framework and applicable consumer protection directives. EEA Merchants and Enabling Parties agree to submit disputes to the exclusive jurisdiction of the courts of Ireland. EEA Buyers retain the right to bring proceedings in the courts of their member state of residence in accordance with applicable EU law.

Note to EEA Buyers: The European Commission's Online Dispute Resolution platform is accessible at https://ec.europa.eu/consumers/odr.

Part 5 — Privacy and Data Protection

5.1 Privacy Policy

https://reown.com/privacy-policy. By using the Network, you acknowledge that you have read and understood the Privacy Policy.

5.2 EEA Data Protection

To the extent WCP processes personal data of individuals located in the EEA, such processing is subject to Regulation (EU) 2016/679 (the General Data Protection Regulation, or GDPR). WalletConnect Ireland Limited acts as data controller in respect of EEA users' personal data processed through the Network. Personal data may be shared with Enabling Parties, Offramp Providers, wallet infrastructure providers, and other third-party service providers as necessary to provide the Network services, subject to appropriate data processing agreements and transfer safeguards.

5.3 Data Shared with Third Parties

In the course of operating the Network, WCP may share transaction metadata, wallet addresses, and related data with Enabling Parties and Offramp Providers as necessary to facilitate WCP Transactions and Offramp Services. WCP does not sell personal data to third parties for marketing purposes.

Part 6 — Merchant Transit Account

6.1 MTA Generation and Infrastructure

One or more non-custodial digital wallets (the "Merchant Transit Account" or "MTA") may be generated for each Merchant that participates in the WalletConnect Pay Network. MTA wallet infrastructure is provided by Turnkey Global, Inc., a Delaware corporation ("Turnkey"). Use of the MTA is subject to Turnkey's Terms of Service, available at https://www.turnkey.com/legal/terms. By using the MTA, each Merchant agrees to Turnkey's Terms of Service in addition to these Conditions.

6.2 Non-Custodial Nature of the MTA

The MTA is non-custodial, meaning:

  • WCP does not hold, control, access, or have the ability to direct the movement of any assets held in the MTA;
  • WCP does not hold or control the Merchant's private key;
  • the Merchant retains full ownership of the MTA and all crypto assets held therein at all times;
  • the Merchant may export their private key and transfer assets to any external wallet at any time; WCP places no restriction on this right;
  • all transactions executed through the MTA are initiated at the Merchant's direction; WCP enables technical instructions of the Merchant only and does not act with discretion over the MTA.

IMPORTANT: Because the MTA is non-custodial, WCP cannot recover lost or compromised private keys, reverse confirmed on-chain transactions, or restore assets lost due to Merchant error or third-party action. The Merchant is solely responsible for the security of their private key and all actions taken through the MTA.

6.3 Purpose of the MTA

The MTA is designed to receive crypto assets from Buyers in connection with WCP Transactions and to hold such assets temporarily pending conversion to fiat currency through Offramp Services or transfer to another wallet designated by the Merchant. The MTA is a transit mechanism and is not intended for long-term storage of crypto assets.

6.4 No Insurance or Guarantee Coverage

For the avoidance of doubt, assets held in the MTA are not bank deposits and are not custodied, held in trust, or transmitted by WCP or any third party that insures, is insured for, or provides any deposit guarantee scheme or similar in any jurisdiction.

Part 7 — Offramp Services

7.1 Third-Party Offramp Services

A Merchant may elect to connect the MTA to an Offramp Provider to convert crypto assets held in the MTA into fiat currency for delivery to the Merchant's designated bank account. Current Offramp Provider(s) are identified in Schedule C, which may be updated from time to time.

Offramp Services are provided entirely by the applicable Offramp Provider. The Merchant undergoes separate onboarding with the Offramp Provider and is subject to the applicable Offramp Provider's terms, conditions, and compliance requirements. WCP is not a party to the Offramp arrangement and accepts no responsibility or liability for:

  • the availability, accuracy, or performance of Offramp Services;
  • exchange rates applied by the Offramp Provider;
  • delays in fiat settlement or bank transfer processing;
  • the Offramp Provider's compliance with applicable law;
  • any losses arising from the Offramp Provider's actions or failures.

7.2 Separate Merchant Relationship

The Merchant's relationship with the Offramp Provider is direct and distinct from the Merchant's relationship with WCP. WCP facilitates the technical connection between the MTA and the Offramp Provider's systems but does not participate in, supervise, or guarantee the Offramp transaction.

Part 8 — Fees and Net Settlement

Unless otherwise agreed between the relevant Party and WalletConnect, the following terms applies to fees associated use of WCP:

8.1 Net Settlement

Merchants receive fiat settlement net of all applicable fees deducted through the settlement process. Unless otherwise agreed, fee deductions occur by or for various parties. The Merchant acknowledges and accepts this net settlement structure as a condition of using the WalletConnect Pay Network.

8.2 Fee Structure and Settlement Stack

Fees applied through the settlement flow before net sale proceeds reach the Merchant's bank account may include the following fees. Each category is governed by a separate agreement between the relevant parties:

Fee CategoryRoleGoverned ByMerchant's Counterparty for Queries
WCP Network FeeWCP technical services. This fee may be aggregated with certain other partner fees, such as applicable POS device companiesAgreement between WCP and the Enabling Party. The Enabling Party determines how this fee is presented to the Merchant in the Enablement Agreement.The Merchant's Enabling Party.
Offramp Provider FeeCrypto-to-crypto and/or crypto-to-fiat conversion; FX conversionThe Offramp Provider's terms and conditions with WalletConnect and terms and conditions accepted by the Merchant directly during Offramp onboarding.The applicable Offramp Provider.
Banking / Payment Rail FeeCorrespondent / acquiring bank feeApplied by the relevant financial institution or payment rail operator (e.g., SEPA, ACH, SWIFT) as a pass-through within the Offramp Provider's settlement process.The applicable Offramp Provider, who passes these charges through to the Merchant.

For clarity, certain Fees may not be applicable to every Merchant, such as Banking / Payment Rail Fees if fiat currency is not settled to the Merchant. Please contact your respective Enabling Party if you have any questions.

Note: blockchain network fees (gas) may also be incurred at the point of on-chain transaction execution. These are determined by the relevant blockchain network and are not controlled by WCP, the Enabling Party, or the Offramp Provider.

8.3 WCP Network Fee — No Direct Merchant Obligation

The WCP Network Fee is agreed between WCP and the Enabling Party under a separate commercial agreement. Unless otherwise agreed, WCP does not have a direct fee relationship with the Merchant in respect of the WCP Network Fee. The Merchant's fee relationship for the WCP Network Fee component is with the Enabling Party, which incorporates that cost into the terms of the Enablement Agreement. Accordingly:

  • the Merchant should direct any questions about the WCP Network Fee to their Enabling Party;
  • WCP does not invoice Merchants directly for Network Fees;
  • the WCP Network Fee may be disclosed to the Merchant as a line item or bundled into a composite rate at the Enabling Party's discretion, consistent with the Enablement Agreement.

8.4 Offramp and Banking Fees — Merchant's Direct Relationship

The Offramp Provider's fees and any associated banking or payment rail fees are governed by the terms and conditions of the Offramp Provider, which the Merchant accepts independently during Offramp onboarding. WCP is not a party to that fee arrangement. The Merchant should direct any queries regarding Offramp fees, exchange rates, or banking charges to the applicable Offramp Provider.

8.5 Fee Disclosure Acknowledgment

By using the WalletConnect Pay Network and connecting to an Offramp Provider, the Merchant acknowledges that:

  • fiat settlement proceeds will be delivered net of the fees described in Section 8.2;
  • the specific rates applicable to the WCP Network Fee component are disclosed in the Merchant's Enablement Agreement with the Enabling Party;
  • the specific rates applicable to Offramp and banking fees are disclosed in the Offramp Provider's terms and conditions;
  • WCP is not responsible for the accuracy or completeness of fee disclosures made by the Enabling Party or the Offramp Provider to the Merchant;
  • the Merchant has had the opportunity to review and accept the applicable fee terms with each relevant party before using the Network.

Part 9A — Terms Specific to Merchants and Enabling Parties

9.1 Integration Agreement

Merchants and Enabling Parties access the Network may be subject to additional terms pursuant to a WCP Integration Agreement, in such cases these Conditions are supplementary to, and incorporated into, the WCP Integration Agreement. In the event of any conflict between these Conditions and a WCP Integration Agreement, the WCP Integration Agreement prevails.

9.2 Enabling Party Responsibility for Downstream Merchants

An Enabling Party that has integrated WCP on behalf of downstream Merchants or sub-merchants:

  • remains the primary obligor to WCP for compliance with these Conditions in respect of all downstream Merchants;
  • is responsible for flowing down WCP's acceptable use requirements to its Merchants and sub-merchants;
  • warrants that each downstream Merchant meets the eligibility requirements in Section 3.4 and the sanctions warranties in Section 10;
  • is responsible for any Fee Deficiency attributable to a downstream Merchant.

9.3 Data Accuracy Warranty

Each Merchant and Enabling Party warrants that all data submitted to WCP — including Merchant name, transaction metadata, and any other information required by the WCP Integration Agreement — is accurate, complete, and not misleading at the time of submission, and will be promptly corrected if it becomes inaccurate.

9.4 No Unauthorized Resale or White-Labeling

Merchants and Enabling Parties may not resell, sublicense, or white-label access to the WCP Network without prior written authorization from WCP. Any authorized white-labeling or resale arrangement is subject to a separate agreement with WCP.

Part 9B — Terms Specific to Buyers

9.3 Data Accuracy Warranty

Each Buyer warrants that all data submitted to WCP — including personal information — is accurate, complete, and not misleading at the time of submission, and will be promptly corrected if it becomes inaccurate.

9.4 Using for Own Account

Buyers use the WCP Network and complete the retail purchase for their own account.

Part 10 — Sanctions Compliance and Acceptable Use

10.1 Sanctions Warranties

Each Buyer and Merchant (and, where applicable, each Enabling Party on behalf of its downstream Merchants) represents and warrants, at the time of accepting these Conditions and on a continuing basis for the duration of their use of the Network, that:

  • they are not a Sanctioned Party;
  • they are not located in, organized in, incorporated in, or a national or resident of a jurisdiction that is subject to comprehensive sanctions administered by the U.S. Office of Foreign Assets Control (OFAC), the EU, or any other applicable governmental authority;
  • they are not acting on behalf of, or for the benefit of, any Sanctioned Party;
  • no funds or crypto assets used through the Network are derived from, or will be used in connection with, any activity that would violate applicable sanctions laws.

10.2 Sanctions Screening

WCP enables screening of users and transactions against applicable sanctions lists as a condition of Network participation. WCP reserves the right to block, suspend, or terminate access to the Network, without prior notice, where required or permitted by applicable sanctions law. WCP may be required to report certain information to regulatory authorities. No liability shall attach to WCP for any action taken in good faith pursuant to sanctions compliance obligations.

10.3 Acceptable Use

The WalletConnect Pay Network may not be used in connection with any of the following:

  • any activity that is unlawful under applicable local, national, or international law;
  • money laundering, terrorist financing, or proliferation financing;
  • sanctions evasion or circumvention of applicable export controls;
  • fraud, theft, identity theft, or financial crime of any kind;
  • market manipulation, wash trading, or other manipulative trading practices;
  • the purchase, sale, or transfer of illegal goods or services;
  • any activity prohibited under applicable payments network rules or financial services regulations;
  • any activity designed to exploit, harm, or gain unauthorized access to WCP systems, infrastructure, or data.

10.4 Continuing Obligation

The warranties in Section 10.1 are continuing obligations. Each user must promptly notify WCP if any warranty becomes inaccurate during the period of their use of the Network. WCP may request certifications or documentation in connection with sanctions compliance at any time.

Part 11 — Intellectual Property

11.1 Ownership

The WalletConnect Pay Network, including its protocol, software, interfaces, APIs, documentation, branding, and all related intellectual property rights, is owned by or licensed to Reown Inc. Nothing in these Conditions transfers any ownership interest in WCP's intellectual property to any user.

11.2 Limited License

Subject to these Conditions, WCP grants each user a limited, non-exclusive, non-transferable, revocable license to access and use the Network solely for its intended purpose as described in these Conditions and, for Merchants and Enabling Parties, as further specified in the applicable WCP Integration Agreement. This license does not permit:

  • reverse engineering, decompilation, or disassembly of any WCP software;
  • modification, adaptation, or creation of derivative works based on WCP infrastructure;
  • use of WCP branding, name, or marks without prior written consent;
  • unauthorized scraping, automated querying, or excessive use of the Network API beyond agreed rate limits.

11.3 Feedback

Any suggestions, feedback, or ideas provided by a Merchant or Enabling Party regarding WCP or its services may be used by WCP without restriction, compensation, or attribution obligation to the providing party.

Part 12 — Disclaimers and Limitation of Liability

12.1 Services Provided As-Is

THE WALLETCONNECT PAY NETWORK AND ALL RELATED SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WCP EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF:

  • merchantability or fitness for a particular purpose;
  • uninterrupted, error-free, or secure operation of the Network;
  • accuracy or completeness of any information provided through the Network;
  • the Network being free from viruses, malware, or other harmful components;
  • compatibility with any particular device, wallet, or third-party system.

12.2 Specific Exclusions

Without limiting Section 12.1, WCP is not liable for:

  • blockchain network failures, congestion, protocol changes, or forks;
  • the loss of, or inability to access, private keys associated with any wallet, including the MTA;
  • the reversal, cancellation, or recovery of confirmed on-chain transactions;
  • failures, delays, errors, or misconduct by Offramp Providers, Enabling Parties, or other third-party services;
  • regulatory changes in any jurisdiction that affect the availability or functionality of the Network or Supported Assets;
  • force majeure events including natural disasters, cyberattacks, governmental actions, or infrastructure failures beyond WCP's reasonable control;
  • any loss arising from the Merchant's failure to secure their private key or MTA credentials;
  • fluctuations in the value of crypto assets held in the MTA.

12.3 Limitation on Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WCP'S AGGREGATE LIABILITY TO ANY USER IN CONNECTION WITH THESE CONDITIONS OR THE USE OF THE NETWORK SHALL NOT EXCEED THE GREATER OF: (A) ONE HUNDRED U.S. DOLLARS ($100); OR (B) THE TOTAL FEES PAID BY THAT USER TO WCP IN THE THREE (3) MONTHS IMMEDIATELY PRECEDING THE CLAIM.

IN NO EVENT SHALL WCP BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF DATA, LOSS OF GOODWILL, OR BUSINESS INTERRUPTION, ARISING OUT OF OR IN CONNECTION WITH THESE CONDITIONS OR THE USE OF THE NETWORK, HOWEVER CAUSED AND REGARDLESS OF THE THEORY OF LIABILITY, EVEN IF WCP HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Note for EEA users: Nothing in this Section 12 limits or excludes liability to the extent that such limitation or exclusion is prohibited by applicable mandatory EU or Irish consumer protection law.

Part 13 — Indemnification

13.1 General Indemnity

Each user (Buyer and Merchant) agrees to indemnify, defend, and hold harmless WCP, its affiliates, directors, officers, employees, agents, and licensors from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with:

  • their access to or use of the WalletConnect Pay Network;
  • their breach of any provision of these Conditions;
  • their violation of any applicable law or regulation;
  • any third-party claim arising from their actions, omissions, or content in connection with the Network.

13.2 Additional Merchant and Enabling Party Indemnity

In addition to the general indemnity in Section 13.1, each Merchant and Enabling Party agrees to indemnify WCP against claims arising from:

  • inaccurate or incomplete MCC, merchant data, or transaction metadata submitted to WCP;
  • the failure of any downstream Merchant or sub-merchant to comply with these Conditions;
  • any claim by a Buyer arising from the Merchant's or Enabling Party's commercial practices, product or service quality, or failure to fulfil a transaction;
  • any regulatory or enforcement action arising from the Merchant's or Enabling Party's compliance failures.

Part 14 — General Provisions

14.1 Relationship Between Buyer and Merchant

WCP is not a party to the commercial relationship between a Buyer and a Merchant. Disputes regarding the quality, delivery, or terms of any purchase transaction — including any request for a refund or chargeback — are matters to be resolved between the Buyer and the Merchant. WCP has no obligation to intervene in, mediate, or resolve such disputes.

14.2 Transaction Finality

On-chain transactions are irreversible once confirmed on the applicable blockchain network. WCP cannot reverse, cancel, or recover assets from confirmed transactions. Users are responsible for verifying all transaction details before authorizing a WCP Transaction.

14.3 No Advice or Fiduciary Duty

WCP does not act as a financial adviser, investment adviser, broker, dealer, or fiduciary to any Buyer, Merchant, or Enabling Party. Nothing in these Conditions or in the operation of the Network should be construed as financial, investment, tax, or legal advice. Users are responsible for their own financial and legal decisions.

14.4 Supported Assets and Networks

Various parties involved providing services associated with WCP determine what comprise the Supported Assets and supported fiat currencies from the point of retail sale to settlement to the Merchant, including, without limitation, the Offramp Provider. Further, WCP reserves the right to add or remove Supported Assets and blockchain networks at any time. Removal of a Supported Asset or network does not entitle any user to compensation. WCP is not responsible for any loss arising from a change in Supported Assets or Networks.

14.5 Change of Control

In the event of a merger, acquisition, sale of assets, or other change of control involving WalletConnect, WCP may transfer its rights and obligations under these Conditions to a successor entity upon thirty (30) days' notice. Continued use of the Network following such notice constitutes acceptance of the transfer. If you object to the transfer, your sole recourse is to discontinue use of the Network.

14.6 Entire Agreement

These Conditions, together with the Privacy Policy, any applicable WCP Integration Agreement, and the Schedules hereto, constitute the entire agreement between the parties with respect to the subject matter hereof and supersede all prior agreements, representations, and understandings. For Merchants and Enabling Parties, in the event of conflict between these Conditions and a WCP Integration Agreement, the WCP Integration Agreement prevails.

14.7 Severability

If any provision of these Conditions is held to be invalid, unlawful, or unenforceable under applicable law, that provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable, or severed if modification is not possible, without affecting the validity and enforceability of the remaining provisions.

14.8 Waiver

A failure or delay by WCP to exercise any right or remedy under these Conditions shall not constitute a waiver of that right or remedy. A waiver of any breach of these Conditions shall not be construed as a waiver of any subsequent breach.

14.9 Assignment

Users may not assign, transfer, or delegate any rights or obligations under these Conditions without WCP's prior written consent. WCP may assign its rights and obligations under these Conditions to any affiliate or successor entity.

14.10 Notices

Notices from WCP to users will be delivered by posting to the WCP platform or, where contact information is available, by email. Notices from users to WCP should be directed to: [email protected] or the address of the applicable contracting entity in Section 4.1.

14.11 Language

These Conditions are drafted in English. Any translation provided is for convenience only. In the event of any inconsistency between the English version and a translation, the English version prevails.